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  • Writer's pictureThe Dr. Lawyer Law Group

The Advanced Adversary: How AI Enables Insurance Companies to Underpay Car Accident Claims

Car accidents can be a traumatic experience for anyone involved, leaving them with serious physical injuries, emotional distress, and financial losses. Insurance companies are meant to provide relief to those affected by these incidents. But, instead of providing full relief to injured victims, many use advanced technologies, like Colossus, an Artificial Intelligence (AI) software program, to undervalue claims and protect their bottom line.

Here's how it works:

AI-enabled software allows insurance companies to analyze data on past claims, including the severity of injuries and the damages awarded. By inputting information about a new claim, the system can compare it to past claims and predict how much compensation the victim is likely to receive.

However, this software does not account for the unique circumstances of each accident or the individual needs of each victim. Instead, it relies on algorithms and statistical data to make assumptions about the claim.

For example, the AI system may determine that a victim with a certain injury should receive a certain amount of compensation based on past claims and information from the victim’s current medical records. However, it may not consider that this particular victim's injury may be more severe, require more extensive medical treatment than initially expected, or impact their ability to work and earn income in the future.

As a result, insurance companies often use these AI systems to offer victims a lower settlement amount than they deserve. They may also use these tools to delay or deny claims altogether, hoping that victims will become frustrated and accept less money to resolve the matter quickly.

What can victims do?

It is crucial for Arizona car accident victims to seek legal advice from an experienced attorney who can help them navigate the complexities of insurance claims. The Dr. Lawyer Law Group can help victims obtain the best medical care, negotiate with insurance companies, and ensure that they receive full and fair compensation for their injuries and losses.

Furthermore, the Dr. Lawyer will challenge the AI system's assumptions and highlight the unique circumstances of each claim. We take pride in fighting for the higher settlement amount that accounts for our clients’ actual damages, including medical bills, lost wages, and pain and suffering.

While AI technology can be useful in many industries, its use in the insurance industry can harm those who are already suffering from the consequences of car accidents. If you’ve been injured in a car accident in Phoenix, it is essential to reach out to The Dr. Lawyer Law Group and fight back against insurance companies that use these tools to undervalue claims and deny victims the compensation they deserve.


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